:root {
            --navy: #0b1d30;
            --blue: #163e62;
            --teal: #1f6e9b;
            --sky: #3da5cc;
            --sky-light: #72c4e0;
            --white: #ffffff;
            --off-white: #f3f7fa;
            --light-gray: #dfe8f0;
            --mid-gray: #7a9ab3;
            --dark-text: #0d1f2e;
            --body-text: #3a5268;
            --font-sans: 'Montserrat', sans-serif;
            --font-serif: 'Lora', serif;
            --ease: cubic-bezier(0.25, 0.46, 0.45, 0.94);
            --ease-out: cubic-bezier(0.0, 0.0, 0.2, 1);
            --shadow-sm: 0 2px 16px rgba(11, 29, 48, 0.07);
            --shadow-md: 0 8px 36px rgba(11, 29, 48, 0.12);
            --shadow-lg: 0 20px 60px rgba(11, 29, 48, 0.18);
            --r-sm: 8px;
            --r-md: 16px;
            --r-lg: 24px;
            --r-xl: 40px;
        }

        *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

        html { scroll-behavior: smooth; font-size: 16px; overflow-x: hidden; }

        body {
            font-family: var(--font-sans);
            color: var(--dark-text);
            background: var(--white);
            line-height: 1.7;
            overflow-x: hidden;
            width: 100%;
            max-width: 100vw;
        }

        img { max-width: 100%; display: block; }
        a { text-decoration: none; color: inherit; }

        .reveal {
            opacity: 0;
            transform: translateY(36px);
            transition: opacity 0.75s var(--ease-out), transform 0.75s var(--ease-out);
        }
        .reveal-left {
            opacity: 0;
            transform: translateX(-36px);
            transition: opacity 0.75s var(--ease-out), transform 0.75s var(--ease-out);
        }
        .reveal-right {
            opacity: 0;
            transform: translateX(36px);
            transition: opacity 0.75s var(--ease-out), transform 0.75s var(--ease-out);
        }
        .reveal-scale {
            opacity: 0;
            transform: scale(0.88);
            transition: opacity 0.7s var(--ease-out), transform 0.7s var(--ease-out);
        }
        .reveal.active, .reveal-left.active, .reveal-right.active, .reveal-scale.active {
            opacity: 1;
            transform: none;
        }
        .d1 { transition-delay: 0.08s; }
        .d2 { transition-delay: 0.18s; }
        .d3 { transition-delay: 0.28s; }
        .d4 { transition-delay: 0.38s; }
        .d5 { transition-delay: 0.48s; }
        .d6 { transition-delay: 0.58s; }
        .d7 { transition-delay: 0.68s; }
        .d8 { transition-delay: 0.78s; }

        nav {
            position: fixed;
            top: 0; left: 0; right: 0;
            z-index: 1000;
            padding: 22px 64px;
            display: flex;
            align-items: center;
            justify-content: space-between;
            transition: padding 0.4s var(--ease), background 0.4s var(--ease), box-shadow 0.4s var(--ease);
        }
        nav.scrolled {
            background: rgba(255, 255, 255, 0.97);
            backdrop-filter: blur(24px);
            -webkit-backdrop-filter: blur(24px);
            padding: 4px 64px;
            box-shadow: var(--shadow-sm);
        }
        .nav-logo {
            display: flex;
            align-items: center;
            gap: 14px;
        }
        .nav-logo-img {
            height: 64px;
            width: auto;
            border-radius: 4px;
            object-fit: cover;
            overflow: hidden;
            flex-shrink: 0;
        }
        .nav-logo-text {
            display: flex;
            flex-direction: column;
            gap: 1px;
        }
        .nav-logo-text strong {
            font-size: 0.88rem;
            font-weight: 700;
            color: rgba(255,255,255,0.95);
            letter-spacing: 0.02em;
            transition: color 0.4s var(--ease);
            line-height: 1.2;
        }
        .nav-logo-text span {
            font-size: 0.68rem;
            color: rgba(255,255,255,0.5);
            letter-spacing: 0.1em;
            text-transform: uppercase;
            transition: color 0.4s var(--ease);
        }
        nav.scrolled .nav-logo-text strong { color: var(--navy); }
        nav.scrolled .nav-logo-text span { color: var(--mid-gray); }
        .nav-links {
            display: flex;
            align-items: center;
            gap: 30px;
            list-style: none;
        }
        .nav-links a {
            font-size: 0.78rem;
            font-weight: 600;
            letter-spacing: 0.1em;
            text-transform: uppercase;
            color: rgba(255,255,255,0.8);
            transition: color 0.3s ease;
            position: relative;
        }
        .nav-links a::after {
            content: '';
            position: absolute;
            bottom: -4px; left: 0;
            width: 0; height: 1px;
            background: currentColor;
            transition: width 0.3s ease;
        }
        .nav-links a:hover { color: rgba(255,255,255,1); }
        .nav-links a:hover::after { width: 100%; }
        nav.scrolled .nav-links a { color: var(--body-text); }
        nav.scrolled .nav-links a:hover { color: var(--teal); }
        .nav-cta {
            background: #25D366 !important;
            color: var(--white) !important;
            padding: 10px 22px !important;
            border-radius: 50px !important;
            font-size: 0.76rem !important;
            gap: 7px;
            display: flex !important;
            align-items: center;
            transition: transform 0.25s ease, box-shadow 0.25s ease !important;
        }
        .nav-cta:hover { transform: scale(1.05) !important; box-shadow: 0 8px 24px rgba(37,211,102,0.35) !important; }
        .nav-cta::after { display: none !important; }
        nav.scrolled .nav-cta { color: var(--white) !important; }
        .hamburger {
            display: none;
            flex-direction: column;
            gap: 5px;
            cursor: pointer;
            background: none;
            border: none;
            padding: 4px;
        }
        .hamburger span {
            display: block;
            width: 22px; height: 2px;
            background: white;
            border-radius: 2px;
            transition: all 0.3s ease;
        }
        nav.scrolled .hamburger span { background: var(--navy); }

        #hero {
            min-height: 100vh;
            display: grid;
            grid-template-columns: 1fr 1fr;
            background: linear-gradient(140deg, #081526 0%, #0d2540 40%, #163e62 80%, #1a5080 100%);
            position: relative;
            overflow: hidden;
        }
        #hero::before {
            content: 'Ψ';
            position: absolute;
            font-size: clamp(260px, 30vw, 480px);
            font-weight: 700;
            font-family: var(--font-sans);
            color: rgba(255,255,255,0.025);
            right: -60px; bottom: -40px;
            line-height: 1;
            pointer-events: none;
            user-select: none;
        }
        .hero-glow {
            position: absolute;
            border-radius: 50%;
            pointer-events: none;
        }
        .hero-glow-1 {
            width: 600px; height: 600px;
            background: radial-gradient(circle, rgba(61,165,204,0.1) 0%, transparent 65%);
            top: -150px; left: 30%;
        }
        .hero-glow-2 {
            width: 350px; height: 350px;
            background: radial-gradient(circle, rgba(31,110,155,0.18) 0%, transparent 65%);
            bottom: 5%; left: 8%;
        }
        .hero-content {
            display: flex;
            flex-direction: column;
            justify-content: center;
            padding: 130px 56px 80px 80px;
            position: relative;
            z-index: 2;
        }
        .hero-badge {
            display: inline-flex;
            align-items: center;
            gap: 8px;
            background: rgba(61,165,204,0.14);
            border: 1px solid rgba(61,165,204,0.35);
            color: var(--sky-light);
            padding: 7px 16px;
            border-radius: 50px;
            font-size: 0.7rem;
            font-weight: 600;
            letter-spacing: 0.12em;
            text-transform: uppercase;
            margin-bottom: 26px;
            width: fit-content;
        }
        h1.hero-headline {
            font-size: clamp(2rem, 3.2vw, 3.2rem);
            font-weight: 800;
            color: var(--white);
            line-height: 1.13;
            margin-bottom: 14px;
            letter-spacing: -0.025em;
        }
        h1.hero-headline em {
            font-style: italic;
            font-family: var(--font-serif);
            font-weight: 400;
            color: var(--sky);
        }
        .hero-sub {
            font-size: 0.97rem;
            color: rgba(255,255,255,0.6);
            max-width: 460px;
            line-height: 1.85;
            margin-bottom: 34px;
        }
        .hero-pills {
            display: flex;
            flex-wrap: wrap;
            gap: 9px;
            margin-bottom: 40px;
        }
        .hero-pill {
            background: rgba(255,255,255,0.07);
            border: 1px solid rgba(255,255,255,0.14);
            color: rgba(255,255,255,0.75);
            padding: 6px 14px;
            border-radius: 50px;
            font-size: 0.7rem;
            font-weight: 500;
            letter-spacing: 0.04em;
        }
        .hero-cta {
            display: flex;
            gap: 14px;
            flex-wrap: wrap;
            margin-bottom: 52px;
        }
        .btn-wsp-hero {
            display: inline-flex;
            align-items: center;
            gap: 10px;
            background: #25D366;
            color: var(--white);
            padding: 15px 30px;
            border-radius: 50px;
            font-size: 0.9rem;
            font-weight: 700;
            letter-spacing: 0.01em;
            transition: transform 0.25s ease, box-shadow 0.25s ease;
            box-shadow: 0 8px 28px rgba(37,211,102,0.32);
        }
        .btn-wsp-hero:hover { transform: translateY(-3px); box-shadow: 0 14px 38px rgba(37,211,102,0.45); }
        .btn-ghost {
            display: inline-flex;
            align-items: center;
            gap: 9px;
            background: transparent;
            color: rgba(255,255,255,0.85);
            padding: 15px 28px;
            border-radius: 50px;
            font-size: 0.9rem;
            font-weight: 500;
            border: 1px solid rgba(255,255,255,0.25);
            transition: background 0.25s ease, border-color 0.25s ease, transform 0.25s ease;
        }
        .btn-ghost:hover { background: rgba(255,255,255,0.08); border-color: rgba(255,255,255,0.55); transform: translateY(-2px); }
        .hero-metrics {
            display: flex;
            gap: 36px;
            padding-top: 28px;
            border-top: 1px solid rgba(255,255,255,0.09);
        }
        .metric { display: flex; flex-direction: column; gap: 3px; }
        .metric-val {
            font-size: 1.75rem;
            font-weight: 800;
            color: var(--white);
            line-height: 1;
            display: flex;
            align-items: baseline;
            gap: 2px;
        }
        .metric-val sup { font-size: 1rem; color: var(--sky); font-weight: 600; }
        .metric-label {
            font-size: 0.68rem;
            color: rgba(255,255,255,0.44);
            text-transform: uppercase;
            letter-spacing: 0.1em;
        }
        .hero-photo {
            position: relative;
            display: flex;
            align-items: flex-end;
            justify-content: center;
            z-index: 2;
        }
        .hero-photo-wrap {
            position: relative;
            width: 100%;
            max-width: 500px;
            height: 100%;
            display: flex;
            align-items: flex-end;
        }
        .hero-photo-wrap img {
            width: 100%;
            height: 92vh;
            object-fit: cover;
            object-position: top center;
            border-radius: 44px 44px 0 0;
            position: relative;
            z-index: 1;
            display: block;
        }
        .hero-photo-wrap::before {
            content: '';
            position: absolute;
            bottom: 0; left: 10%; right: 10%;
            height: 80%;
            background: linear-gradient(180deg, transparent 20%, rgba(31,110,155,0.22) 100%);
            border-radius: 44px 44px 0 0;
            z-index: 0;
        }
        .float-badge {
            position: absolute;
            z-index: 3;
            background: var(--white);
            border-radius: var(--r-md);
            box-shadow: var(--shadow-lg);
            padding: 15px 18px;
        }
        .float-badge-1 {
            top: 26%;
            left: -32px;
            min-width: 168px;
        }
        .float-badge-1 .fb-icon {
            width: 30px; height: 30px;
            border-radius: 50%;
            background: linear-gradient(135deg, var(--blue), var(--teal));
            display: flex; align-items: center; justify-content: center;
            color: white;
            font-size: 0.75rem;
            margin-bottom: 8px;
        }
        .float-badge-1 .fb-title {
            font-size: 0.68rem;
            font-weight: 700;
            color: var(--navy);
            text-transform: uppercase;
            letter-spacing: 0.08em;
        }
        .float-badge-1 .fb-sub {
            font-size: 0.63rem;
            color: var(--body-text);
            margin-top: 2px;
        }
        .float-badge-2 {
            bottom: 20%;
            right: -24px;
            background: var(--navy);
            min-width: 148px;
        }
        .float-badge-2 .fb-title {
            font-size: 0.65rem;
            font-weight: 600;
            color: var(--sky);
            text-transform: uppercase;
            letter-spacing: 0.08em;
            margin-bottom: 4px;
        }
        .float-badge-2 .fb-sub {
            font-size: 0.62rem;
            color: rgba(255,255,255,0.55);
            line-height: 1.6;
        }

        .ticker {
            background: var(--teal);
            padding: 14px 0;
            overflow: hidden;
        }
        .ticker-track {
            display: flex;
            animation: ticker 28s linear infinite;
            white-space: nowrap;
        }
        .ticker-item {
            display: inline-flex;
            align-items: center;
            gap: 14px;
            padding: 0 28px;
            font-size: 0.76rem;
            font-weight: 600;
            letter-spacing: 0.1em;
            text-transform: uppercase;
            color: rgba(255,255,255,0.88);
        }
        .ticker-item::after {
            content: '·';
            font-size: 1.2rem;
            color: rgba(255,255,255,0.3);
        }
        @keyframes ticker {
            0% { transform: translateX(0); }
            100% { transform: translateX(-50%); }
        }

        section { padding: 100px 80px; }

        .tag {
            display: inline-flex;
            align-items: center;
            gap: 10px;
            font-size: 0.7rem;
            font-weight: 700;
            letter-spacing: 0.2em;
            text-transform: uppercase;
            color: var(--teal);
            margin-bottom: 14px;
        }
        .tag::before {
            content: '';
            display: block;
            width: 28px; height: 2px;
            background: var(--teal);
            border-radius: 2px;
        }
        .tag-center::before { display: none; }

        h2.title {
            font-size: clamp(1.75rem, 2.7vw, 2.7rem);
            font-weight: 800;
            color: var(--navy);
            line-height: 1.18;
            letter-spacing: -0.022em;
            margin-bottom: 18px;
        }
        h2.title em {
            font-style: italic;
            font-family: var(--font-serif);
            font-weight: 400;
            color: var(--teal);
        }
        .subtitle {
            font-size: 0.97rem;
            color: var(--body-text);
            line-height: 1.85;
            max-width: 560px;
        }

        #intro { background: var(--off-white); }
        .intro-grid {
            max-width: 1160px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: 1fr 1.3fr;
            gap: 80px;
            align-items: center;
        }
        .intro-quote .quote-mark {
            font-size: 5.5rem;
            font-family: var(--font-serif);
            color: var(--light-gray);
            line-height: 0.7;
            margin-bottom: -8px;
            display: block;
        }
        .intro-quote blockquote {
            font-family: var(--font-serif);
            font-size: clamp(1.05rem, 1.5vw, 1.28rem);
            color: var(--body-text);
            line-height: 1.95;
            font-style: italic;
            border-left: 3px solid var(--teal);
            padding-left: 26px;
        }
        .intro-cards { display: flex; flex-direction: column; gap: 22px; }
        .icard {
            background: var(--white);
            border-radius: var(--r-md);
            padding: 26px 28px;
            display: flex;
            gap: 18px;
            align-items: flex-start;
            box-shadow: var(--shadow-sm);
            border: 1px solid transparent;
            transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
        }
        .icard:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); border-color: var(--light-gray); }
        .icard-icon {
            width: 46px; height: 46px;
            border-radius: 12px;
            background: linear-gradient(135deg, var(--blue), var(--teal));
            display: flex; align-items: center; justify-content: center;
            color: var(--white);
            font-size: 1.05rem;
            flex-shrink: 0;
        }
        .icard h3 { font-size: 0.88rem; font-weight: 700; color: var(--navy); margin-bottom: 5px; }
        .icard p { font-size: 0.82rem; color: var(--body-text); line-height: 1.72; }

        #areas { background: var(--white); }
        .areas-wrap { max-width: 1200px; margin: 0 auto; }
        .areas-head {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 56px;
            align-items: end;
            margin-bottom: 52px;
        }
        .areas-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 18px;
        }
        .acard {
            background: var(--off-white);
            border-radius: var(--r-lg);
            padding: 28px 22px;
            position: relative;
            overflow: hidden;
            transition: transform 0.32s ease, box-shadow 0.32s ease, background 0.32s ease;
            border: 1px solid transparent;
        }
        .acard::after {
            content: '';
            position: absolute;
            bottom: 0; left: 0; right: 0;
            height: 3px;
            background: linear-gradient(90deg, var(--blue), var(--sky));
            transform: scaleX(0);
            transform-origin: left;
            transition: transform 0.4s ease;
        }
        .acard:hover { transform: translateY(-7px); box-shadow: var(--shadow-md); background: var(--white); border-color: var(--light-gray); }
        .acard:hover::after { transform: scaleX(1); }
        .acard-icon { font-size: 1.55rem; margin-bottom: 14px; display: block; transition: transform 0.3s ease; }
        .acard:hover .acard-icon { transform: scale(1.18); }
        .acard h3 { font-size: 0.86rem; font-weight: 700; color: var(--navy); margin-bottom: 7px; }
        .acard p { font-size: 0.77rem; color: var(--body-text); line-height: 1.72; }

        #about {
            background: var(--navy);
            padding: 0;
            overflow: hidden;
        }
        .about-grid {
            display: grid;
            grid-template-columns: 1fr 1.15fr;
            min-height: 700px;
        }
        .about-img {
            position: relative;
            overflow: hidden;
        }
        .about-img img {
            width: 100%;
            height: 100%;
            object-fit: cover;
            object-position: center top;
            filter: saturate(0.8);
        }
        .about-img::after {
            content: '';
            position: absolute;
            inset: 0;
            background: linear-gradient(90deg, transparent 60%, var(--navy) 100%);
        }
        .about-body {
            padding: 80px 80px 80px 60px;
            display: flex;
            flex-direction: column;
            justify-content: center;
        }
        .about-body .tag { color: var(--sky); }
        .about-body .tag::before { background: var(--sky); }
        .about-body h2.title { color: var(--white); }
        .about-body h2.title em { color: var(--sky); }
        .about-text {
            font-size: 0.93rem;
            color: rgba(255,255,255,0.65);
            line-height: 1.92;
            margin-bottom: 28px;
        }
        .about-creds {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 14px;
            margin-bottom: 36px;
        }
        .cred-item {
            background: rgba(255,255,255,0.05);
            border: 1px solid rgba(255,255,255,0.1);
            border-radius: var(--r-sm);
            padding: 14px 16px;
        }
        .cred-label {
            font-size: 0.62rem;
            color: var(--sky);
            text-transform: uppercase;
            letter-spacing: 0.12em;
            font-weight: 700;
            margin-bottom: 3px;
        }
        .cred-val { font-size: 0.83rem; color: var(--white); font-weight: 600; }
        .verified-pill {
            display: inline-flex;
            align-items: center;
            gap: 10px;
            background: rgba(61,165,204,0.13);
            border: 1px solid rgba(61,165,204,0.32);
            border-radius: var(--r-md);
            padding: 13px 20px;
            color: var(--sky-light);
            font-size: 0.78rem;
            font-weight: 600;
            width: fit-content;
            transition: background 0.3s ease;
        }
        .verified-pill:hover { background: rgba(61,165,204,0.22); }
        .verified-pill i { font-size: 1rem; }

        #metodos { background: var(--off-white); }
        .metodos-wrap { max-width: 1180px; margin: 0 auto; }
        .metodos-head { text-align: center; margin-bottom: 56px; }
        .metodos-head .subtitle { margin: 0 auto; }
        .metodos-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 22px;
        }
        .mcard {
            background: var(--white);
            border-radius: var(--r-lg);
            padding: 20px 16px;
            text-align: center;
            box-shadow: var(--shadow-sm);
            transition: transform 0.32s ease, box-shadow 0.32s ease;
        }
        .mcard:hover { transform: translateY(-9px); box-shadow: var(--shadow-md); }
        .mcard-icon {
            width: 62px; height: 62px;
            border-radius: 18px;
            margin: 0 auto 20px;
            display: flex; align-items: center; justify-content: center;
            font-size: 1.45rem;
            color: var(--white);
        }
        .gi-1 { background: linear-gradient(135deg, #163e62, #1f6e9b); }
        .gi-2 { background: linear-gradient(135deg, #1f6e9b, #3da5cc); }
        .gi-3 { background: linear-gradient(135deg, #0b1d30, #163e62); }
        .mcard h3 { font-size: 0.94rem; font-weight: 700; color: var(--navy); margin-bottom: 10px; }
        .mcard p { font-size: 0.82rem; color: var(--body-text); line-height: 1.77; }

        #modalidades { background: var(--white); }
        .modal-grid {
            max-width: 1120px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 64px;
            align-items: center;
        }
        .modal-cards { display: flex; flex-direction: column; gap: 18px; }
        .modcard {
            background: var(--off-white);
            border-radius: var(--r-md);
            padding: 26px 26px;
            display: flex;
            gap: 18px;
            align-items: flex-start;
            border: 1px solid transparent;
            transition: border-color 0.3s ease, background 0.3s ease, transform 0.3s ease;
        }
        .modcard:hover { border-color: var(--sky); background: rgba(31,110,155,0.04); transform: translateX(7px); }
        .modcard-icon {
            width: 48px; height: 48px;
            border-radius: 12px;
            background: linear-gradient(135deg, var(--blue), var(--teal));
            display: flex; align-items: center; justify-content: center;
            color: white;
            font-size: 1.15rem;
            flex-shrink: 0;
        }
        .modcard h3 { font-size: 0.95rem; font-weight: 700; color: var(--navy); margin-bottom: 5px; }
        .modcard p { font-size: 0.82rem; color: var(--body-text); line-height: 1.72; }

        #coberturas { background: var(--off-white); padding: 80px; }
        .cob-wrap { max-width: 1100px; margin: 0 auto; text-align: center; }
        .cob-wrap .tag { justify-content: center; }
        .cob-wrap .subtitle { margin: 0 auto; }
        .cob-pills {
            display: flex;
            flex-wrap: wrap;
            gap: 12px;
            justify-content: center;
            margin-top: 48px;
        }
        .cpill {
            background: var(--white);
            border: 1px solid var(--light-gray);
            border-radius: 50px;
            padding: 12px 30px;
            font-size: 1rem;
            font-weight: 600;
            color: var(--navy);
            display: flex;
            align-items: center;
            gap: 8px;
            transition: background 0.3s ease, color 0.3s ease, border-color 0.3s ease, transform 0.3s ease;
        }
        .cpill i { color: var(--teal); font-size: 0.76rem; }
        .cpill:hover { background: var(--navy); color: var(--white); border-color: var(--navy); transform: scale(1.06); }
        .cpill:hover i { color: var(--sky-light); }
        .cob-note {
            margin-top: 30px;
            font-size: 0.8rem;
            color: var(--mid-gray);
            max-width: 480px;
            margin-left: auto; margin-right: auto;
            line-height: 1.85;
        }

        #honorarios {
            background: linear-gradient(145deg, #081526 0%, #0d2540 50%, #142f50 100%);
            padding: 100px 80px;
            position: relative;
            overflow: hidden;
            max-width: 100%;
        }
        #honorarios::before {
            content: '$';
            position: absolute;
            font-size: 420px;
            font-weight: 900;
            color: rgba(255,255,255,0.02);
            right: -60px; top: -100px;
            font-family: var(--font-sans);
            pointer-events: none;
        }
        .hon-grid {
            max-width: 1100px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 80px;
            align-items: center;
        }
        .hon-left .tag { color: var(--sky); }
        .hon-left .tag::before { background: var(--sky); }
        .hon-left h2.title { color: var(--white); }
        .hon-text { font-size: 0.93rem; color: rgba(255,255,255,0.62); line-height: 1.92; margin-bottom: 32px; }
        .pay-methods { display: flex; flex-wrap: wrap; gap: 9px; }
        .ppill {
            background: rgba(255,255,255,0.06);
            border: 1px solid rgba(255,255,255,0.11);
            color: rgba(255,255,255,0.65);
            padding: 7px 14px;
            border-radius: 50px;
            font-size: 0.7rem;
            font-weight: 500;
            display: flex; align-items: center; gap: 6px;
        }
        .hon-items { display: flex; flex-direction: column; gap: 14px; }
        .hon-item {
            background: rgba(255,255,255,0.06);
            border: 1px solid rgba(255,255,255,0.1);
            border-radius: var(--r-md);
            padding: 20px 22px;
            display: flex;
            justify-content: space-between;
            align-items: center;
            transition: background 0.3s ease;
        }
        .hon-item:hover { background: rgba(255,255,255,0.09); }
        .hon-name { font-size: 0.88rem; font-weight: 600; color: var(--white); }
        .hon-price { font-size: 0.82rem; color: var(--sky); font-weight: 500; }
        .hon-cta { margin-top: 28px; }

        #faq { background: var(--white); }
        .faq-grid {
            max-width: 1100px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: 0.75fr 1.25fr;
            gap: 80px;
            align-items: start;
        }
        .faq-list { display: flex; flex-direction: column; }
        .faq-it { border-bottom: 1px solid var(--light-gray); }
        .faq-q {
            width: 100%;
            background: none; border: none; cursor: pointer;
            display: flex; align-items: center;
            justify-content: space-between;
            padding: 20px 0;
            text-align: left;
            font-family: var(--font-sans);
            font-size: 0.9rem; font-weight: 600;
            color: var(--navy); gap: 14px;
            transition: color 0.3s ease;
        }
        .faq-q:hover { color: var(--teal); }
        .faq-q i { flex-shrink: 0; font-size: 0.86rem; color: var(--teal); transition: transform 0.35s ease; }
        .faq-it.open .faq-q i { transform: rotate(180deg); }
        .faq-ans { max-height: 0; overflow: hidden; transition: max-height 0.4s ease; }
        .faq-it.open .faq-ans { max-height: 280px; }
        .faq-ans p { font-size: 0.85rem; color: var(--body-text); line-height: 1.82; padding-bottom: 20px; }

        #contacto { background: var(--off-white); }
        .contacto-wrap {
            max-width: 980px;
            margin: 0 auto;
            text-align: center;
        }
        .big-psi {
            font-size: clamp(4rem, 9vw, 10rem);
            font-weight: 800;
            font-family: var(--font-sans);
            color: var(--light-gray);
            line-height: 0.85;
            margin-bottom: -12px;
            letter-spacing: -0.03em;
        }
        .contacto-title {
            font-size: clamp(1.7rem, 2.9vw, 2.9rem);
            font-weight: 800;
            color: var(--navy);
            letter-spacing: -0.022em;
            line-height: 1.18;
            margin-bottom: 18px;
        }
        .contacto-title em {
            font-style: italic;
            font-family: var(--font-serif);
            font-weight: 400;
            color: var(--teal);
        }
        .contacto-sub {
            font-size: 0.97rem;
            color: var(--body-text);
            max-width: 480px;
            margin: 0 auto 42px;
            line-height: 1.85;
        }
        .contacto-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; margin-bottom: 48px; }
        .btn-wsp-main {
            display: inline-flex; align-items: center; gap: 11px;
            background: #25D366; color: white;
            padding: 17px 38px; border-radius: 50px;
            font-size: 0.96rem; font-weight: 700;
            box-shadow: 0 8px 28px rgba(37,211,102,0.3);
            transition: transform 0.25s ease, box-shadow 0.25s ease;
        }
        .btn-wsp-main:hover { transform: translateY(-4px); box-shadow: 0 14px 40px rgba(37,211,102,0.42); }
        .btn-email-main {
            display: inline-flex; align-items: center; gap: 11px;
            background: var(--white); color: var(--navy);
            padding: 17px 38px; border-radius: 50px;
            font-size: 0.96rem; font-weight: 600;
            border: 2px solid var(--light-gray);
            transition: border-color 0.3s ease, color 0.3s ease, transform 0.25s ease;
        }
        .btn-email-main:hover { border-color: var(--teal); color: var(--teal); transform: translateY(-3px); }
        .socials { display: flex; justify-content: center; gap: 12px; }
        .slink {
            width: 84px; height: 84px;
            border-radius: 50%;
            background: var(--white);
            border: 1px solid var(--light-gray);
            display: flex; align-items: center; justify-content: center;
            color: var(--body-text);
            font-size: 1.8rem;
            transition: background 0.3s ease, color 0.3s ease, border-color 0.3s ease, transform 0.25s ease;
        }
        .slink:hover { transform: translateY(-4px); }
        .slink.ig:hover { background: #E1306C; color: white; border-color: #E1306C; }
        .slink.tt:hover { background: #010101; color: white; border-color: #010101; }
        .slink.li:hover { background: #0077B5; color: white; border-color: #0077B5; }
        .slink.pt:hover { background: var(--navy); color: white; border-color: var(--navy); }

        .float-wsp {
            position: fixed;
            bottom: 28px; right: 28px;
            width: 58px; height: 58px;
            background: #25D366;
            border-radius: 50%;
            display: flex; align-items: center; justify-content: center;
            color: white; font-size: 1.45rem;
            box-shadow: 0 6px 28px rgba(37,211,102,0.48);
            z-index: 990;
            transition: transform 0.25s ease, box-shadow 0.25s ease;
            animation: wsp-pulse 2.8s ease-in-out infinite;
        }
        .float-wsp:hover { transform: scale(1.12); animation: none; box-shadow: 0 10px 36px rgba(37,211,102,0.6); }
        @keyframes wsp-pulse {
            0%, 100% { box-shadow: 0 6px 28px rgba(37,211,102,0.48); }
            50% { box-shadow: 0 6px 36px rgba(37,211,102,0.65), 0 0 0 10px rgba(37,211,102,0.07); }
        }

        footer {
            background: #050e18;
            padding: 60px 80px 34px;
        }
        .footer-top {
            display: grid;
            grid-template-columns: 1.6fr 1fr 1fr 1fr;
            gap: 48px;
            margin-bottom: 48px;
        }
        .footer-brand .fb-logo {
            height: 38px;
            width: auto;
            margin-bottom: 16px;
            border-radius: 6px;
            opacity: 0.75;
        }
        .footer-brand p {
            font-size: 0.8rem;
            color: rgba(255,255,255,0.36);
            line-height: 1.85;
            max-width: 260px;
        }
        .footer-col h4 {
            font-size: 0.68rem;
            font-weight: 700;
            text-transform: uppercase;
            letter-spacing: 0.16em;
            color: rgba(255,255,255,0.5);
            margin-bottom: 16px;
        }
        .footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
        .footer-col ul li a {
            font-size: 0.82rem;
            color: rgba(255,255,255,0.36);
            transition: color 0.3s ease;
        }
        .footer-col ul li a:hover { color: var(--sky); }
        .footer-bottom {
            border-top: 1px solid rgba(255,255,255,0.05);
            padding-top: 26px;
            display: flex;
            align-items: center;
            justify-content: space-between;
            flex-wrap: wrap;
            gap: 12px;
        }
        .footer-copy { font-size: 0.74rem; color: rgba(255,255,255,0.22); }
        .footer-dev {
            font-size: 0.74rem;
            color: rgba(255,255,255,0.28);
            display: flex; align-items: center; gap: 5px;
        }
        .footer-dev a { color: var(--sky); font-weight: 600; transition: color 0.3s ease; }
        .footer-dev a:hover { color: white; }

        .mobile-menu {
            display: none;
            position: fixed; inset: 0;
            background: var(--navy);
            z-index: 1001;
            flex-direction: column;
            align-items: center;
            justify-content: center;
            gap: 28px;
        }
        .mobile-menu.open { display: flex; }
        .mobile-menu a {
            font-size: 1.3rem; font-weight: 700;
            color: rgba(255,255,255,0.85);
            transition: color 0.3s ease;
        }
        .mobile-menu a:hover { color: var(--sky); }
        .mobile-close {
            position: absolute; top: 22px; right: 28px;
            background: none; border: none;
            color: white; font-size: 1.7rem; cursor: pointer;
        }
        .mobile-wsp {
            background: #25D366;
            color: white !important;
            padding: 12px 32px;
            border-radius: 50px;
            font-size: 1rem !important;
            display: flex; align-items: center; gap: 10px;
        }

        @media (max-width: 1100px) {
            section { padding: 80px 48px; }
            #coberturas, #honorarios { padding: 80px 48px; }
            #hero { grid-template-columns: 1fr; }
            .hero-photo { display: none; }
            .hero-content { padding: 140px 48px 80px; max-width: 680px; }
            .areas-grid { grid-template-columns: repeat(2, 1fr); }
            .about-grid { grid-template-columns: 1fr; }
            .about-img { height: 440px; }
            .about-img::after { background: linear-gradient(0deg, var(--navy) 0%, transparent 55%); }
            .about-body { padding: 56px 48px; }
            .footer-top { grid-template-columns: 1fr 1fr; }
        }
        @media (max-width: 768px) {
            .ticker-track { animation-duration: 5s; }
            nav { padding: 18px 20px; width: 100%; box-sizing: border-box; }
            nav.scrolled { padding: 14px 20px; }
            .nav-links { display: none; }
            .hamburger { display: flex; }
            section { padding: 68px 20px; }
            #coberturas, #honorarios { padding: 68px 20px; }
            footer { padding: 48px 20px 28px; }
            .intro-grid { grid-template-columns: 1fr; gap: 40px; }
            .areas-head { grid-template-columns: 1fr; gap: 16px; }
            .areas-grid { grid-template-columns: repeat(2, 1fr); }
            .metodos-grid { grid-template-columns: 1fr 1fr; }
            .modal-grid { grid-template-columns: 1fr; gap: 40px; }
            .modcard:hover { transform: none; }
            .hon-grid { grid-template-columns: 1fr; gap: 44px; }
            .faq-grid { grid-template-columns: 1fr; gap: 40px; }
            .footer-top { grid-template-columns: 1fr; gap: 32px; }
            .footer-bottom { flex-direction: column; text-align: center; }
            .hero-content { padding: 110px 20px 56px; }
            .hero-metrics { gap: 18px; flex-wrap: wrap; }
            .btn-wsp-hero { font-size: 0.84rem; padding: 13px 22px; }
            .btn-ghost { font-size: 0.84rem; padding: 13px 20px; }
            .contacto-btns { flex-direction: column; align-items: center; }
            .btn-wsp-main, .btn-email-main { width: 100%; max-width: 320px; justify-content: center; }
            .reveal-left { transform: translateX(-18px); }
            .reveal-right { transform: translateX(18px); }
        }
        @media (max-width: 480px) {
            .areas-grid { grid-template-columns: 1fr 1fr; }
            .acard{text-align: center;}
            .about-creds { grid-template-columns: 1fr; }
            .hero-badge { font-size: 0.62rem; padding: 6px 12px; }
            h1.hero-headline { font-size: 1.85rem; }
            .hero-pills { gap: 7px; }
            .hero-pill { font-size: 0.65rem; padding: 5px 11px; }
            .hero-cta { flex-direction: column; }
            .btn-wsp-hero, .btn-ghost { width: 100%; justify-content: center; }
            .footer-top { grid-template-columns: 1fr; }
            nav { padding: 16px 18px; }
            nav.scrolled { padding: 12px 18px; }
            .mcard p{font-size: 0.7rem;}
        }

        .btn-inline {
            display: inline-flex;
            align-items: center;
            gap: 9px;
            background: #25D366;
            color: white;
            padding: 14px 28px;
            border-radius: 50px;
            font-size: 0.86rem;
            font-weight: 700;
            box-shadow: 0 6px 22px rgba(37,211,102,0.28);
            transition: transform 0.25s ease, box-shadow 0.25s ease;
        }
        .btn-inline:hover { transform: translateY(-3px); box-shadow: 0 12px 32px rgba(37,211,102,0.4); }

        /* ── Obras sociales grilla 2 columnas ─────────────── */
        .cob-grid {
            display: grid !important;
            grid-template-columns: repeat(2, auto);
            justify-content: center;
            gap: 12px;
        }

        /* ── Metric issues list (reemplaza 10+ tipos) ──────── */
        .metric-issues {
            display: flex;
            align-items: center;
            justify-content: center;
        }
        .metric-issues-list {
            list-style: none;
            padding: 0;
            margin: 0;
            text-align: left;
        }
        .metric-issues-list li {
            font-size: 0.78rem;
            font-weight: 600;
            color: var(--sky-light);
            line-height: 1.8;
            letter-spacing: 0.01em;
        }

        /* ── Billetera internacional pill ─────────────────── */
        .ppill-intl {
            grid-column: 1 / -1;
            background: rgba(63, 165, 204, 0.12);
            border: 1px dashed var(--sky);
            font-size: 0.78rem;
        }

        /* ── Sección ¿En qué puedo ayudarte? ─────────────── */
        #ayuda {
            background: var(--off-white);
            padding: 96px 64px;
            text-align: center;
        }
        .ayuda-wrap {
            max-width: 860px;
            margin: 0 auto;
        }
        .ayuda-list {
            display: flex;
            flex-wrap: wrap;
            gap: 12px;
            justify-content: center;
            margin-top: 2.5rem;
        }
        .ayuda-item {
            background: var(--white);
            border: 1.5px solid var(--light-gray);
            border-radius: 50px;
            padding: 10px 22px;
            font-size: 0.9rem;
            font-weight: 600;
            color: var(--navy);
            display: flex;
            align-items: center;
            gap: 8px;
            transition: background 0.25s ease, color 0.25s ease, transform 0.25s ease;
        }
        .ayuda-item i { color: var(--teal); font-size: 0.7rem; }
        .ayuda-item:hover { background: var(--navy); color: var(--white); transform: translateY(-2px); }
        .ayuda-item:hover i { color: var(--sky-light); }

        /* ── Sección Testimonios ─────────────────────────── */
        #testimonios {
            background: var(--white);
            padding: 96px 64px;
        }
        .test-wrap {
            max-width: 1200px;
            margin: 0 auto;
            text-align: center;
        }
        .test-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
            gap: 2rem;
            margin-top: 3rem;
            text-align: left;
        }
        .test-card {
            background: var(--white);
            border-radius: 15px;
            box-shadow: 0 4px 28px rgba(11, 29, 48, 0.09);
            padding: 2rem;
            display: flex;
            flex-direction: column;
            transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
        }
        .test-card:hover {
            transform: translateY(-6px);
            box-shadow: 0 12px 40px rgba(11, 29, 48, 0.14);
        }
        .test-stars {
            color: #f5c518;
            font-size: 1.1rem;
            letter-spacing: 2px;
            margin-bottom: 0.6rem;
        }
        .test-quote-icon {
            font-size: 3rem;
            color: var(--teal);
            line-height: 1;
            font-family: Georgia, serif;
            margin-bottom: 0.4rem;
            display: block;
        }
        .test-text {
            font-family: var(--font-sans);
            color: var(--body-text);
            line-height: 1.75;
            font-size: 0.9rem;
            flex: 1;
            margin-bottom: 1.25rem;
        }
        .test-author {
            font-size: 0.82rem;
            color: var(--mid-gray);
            font-weight: 600;
        }

        @media (max-width: 768px) {
            #ayuda { padding: 68px 20px; }
            #testimonios { padding: 68px 20px; }
            .test-grid { grid-template-columns: 1fr; }
            .cob-grid { grid-template-columns: repeat(2, 1fr); }
        }
        @media (max-width: 480px) {
            .cob-grid { grid-template-columns: 1fr; }
        }

/* ── Vínculo al blog desde #areas ─────────────────────────── */
.areas-blog-row {
    text-align: center;
    margin-top: 40px;
}
.areas-blog-cta {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    color: var(--teal);
    font-weight: 700;
    font-size: .92rem;
    text-decoration: none;
    padding: 10px 22px;
    border: 2px solid var(--teal);
    border-radius: 50px;
    transition: background .2s, color .2s;
}
.areas-blog-cta:hover {
    background: var(--teal);
    color: #fff;
}
.areas-blog-cta .fa-arrow-right { font-size: .78rem; transition: transform .2s; }
.areas-blog-cta:hover .fa-arrow-right { transform: translateX(4px); }

/* ── Vínculo al blog desde #about ─────────────────────────── */
.about-blog-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    margin-top: 16px;
    color: var(--sky);
    font-weight: 600;
    font-size: .88rem;
    text-decoration: none;
    transition: color .18s, gap .18s;
}
.about-blog-link:hover {
    color: var(--teal);
    gap: 12px;
}
.about-blog-link i:first-child { color: var(--sky); }

/* ══════════════════════════════════════════════════════════════
   SECCIÓN BLOG – Landing page (#blog)
   ══════════════════════════════════════════════════════════════ */

#blog {
    background: var(--off-white, #f7f9fb);
    padding: 96px 64px;
}
.blog-landing-wrap {
    max-width: 1200px;
    margin: 0 auto;
}

/* ── Intro editorial ──────────────────────────────────────── */
.blog-intro {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: start;
    margin-bottom: 72px;
}
.blog-intro-text .tag { margin-bottom: 14px; }
.blog-intro-text .title { margin-bottom: 16px; }
.blog-intro-text .subtitle {
    font-size: .96rem;
    color: var(--text-muted, #5a7490);
    line-height: 1.75;
    margin-bottom: 28px;
    max-width: 420px;
}

/* Tarjetas de temas */
.blog-intro-topics {
    display: flex;
    flex-direction: column;
    gap: 16px;
}
.bti-card {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    background: #fff;
    border: 1px solid var(--border, #dde5ed);
    border-radius: 12px;
    padding: 18px 20px;
    transition: box-shadow .2s, border-color .2s;
}
.bti-card:hover {
    border-color: var(--sky, #3da5cc);
    box-shadow: 0 6px 24px rgba(31,110,155,.08);
}
.bti-icon {
    width: 40px;
    height: 40px;
    border-radius: 10px;
    background: linear-gradient(135deg, var(--teal, #1f6e9b), var(--sky, #3da5cc));
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1rem;
    flex-shrink: 0;
}
.bti-card strong {
    display: block;
    font-size: .9rem;
    font-weight: 700;
    color: var(--navy, #0b1d30);
    margin-bottom: 4px;
}
.bti-card p {
    font-size: .82rem;
    color: var(--text-muted, #5a7490);
    line-height: 1.5;
    margin: 0;
}

/* CTA "Ver todos" */
.blog-landing-cta {
    text-align: center;
    margin-top: 40px;
}
.btn-blog-all {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: transparent;
    border: 2px solid var(--teal, #1f6e9b);
    color: var(--teal, #1f6e9b);
    padding: 12px 28px;
    border-radius: 50px;
    font-weight: 700;
    font-size: .9rem;
    text-decoration: none;
    transition: background .2s, color .2s;
}
.btn-blog-all:hover {
    background: var(--teal, #1f6e9b);
    color: #fff;
}

/* Spinner dentro del blog landing */
#blog-spinner {
    width: 36px;
    height: 36px;
    border: 3px solid rgba(31,110,155,.2);
    border-top-color: var(--teal, #1f6e9b);
    border-radius: 50%;
    animation: spin .7s linear infinite;
    margin: 40px auto;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* Responsive */
@media (max-width: 1024px) {
    #blog { padding: 80px 40px; }
    .blog-intro { gap: 40px; }
}
@media (max-width: 768px) {
    #blog { padding: 68px 20px; }
    .blog-intro { grid-template-columns: 1fr; gap: 40px; margin-bottom: 48px; }
    .blog-intro-text .subtitle { max-width: 100%; }
}
@media (max-width: 480px) {
    #blog { padding: 56px 16px; }
}